{"id":118,"date":"2017-12-13T15:13:12","date_gmt":"2017-12-13T12:13:12","guid":{"rendered":"https:\/\/www.unicosigorta.com.tr\/blog\/?p=118"},"modified":"2017-12-13T15:13:45","modified_gmt":"2017-12-13T12:13:45","slug":"kasko-sigortasiyla-ilgili-en-cok-sorulan-5-soru","status":"publish","type":"post","link":"https:\/\/www.unicosigorta.com.tr\/blog\/kasko-sigortasiyla-ilgili-en-cok-sorulan-5-soru\/","title":{"rendered":"Kasko Sigortas\u0131yla \u0130lgili En \u00c7ok Sorulan 5 Soru"},"content":{"rendered":"

Kasko sigortas\u0131yla alakal\u0131 herkesin akl\u0131nda sorular var. E\u011fer sizin de ara\u00e7 sigortan\u0131z ile alakal\u0131 bilmek istedikleriniz varsa bu bilgiler akl\u0131n\u0131zdaki t\u00fcm soru i\u015faretlerini silebilir.<\/p>\n

\"arac-kaza<\/p>\n

1. Arac\u0131m tamamen pert oldu ne yapmal\u0131y\u0131m?<\/strong><\/p>\n

Arac\u0131n\u0131z\u0131 pert olarak ifade etmek i\u00e7in sadece g\u00f6r\u00fcn\u00fcm itibariyle kullan\u0131lamaz hale gelmesi yetmiyor. E\u011fer arac\u0131n\u0131zda en az %70 hasar ve \u00fczeri bir oran mevcut ise bu durum pert olarak ifade edilebiliyor. Yani basit bir hesapla, herhangi bir hasara maruz kalm\u0131\u015f arac\u0131n\u0131z\u0131 yeniden yapt\u0131rmak, neredeyse sigortaya yapaca\u011f\u0131n\u0131z harcamalar\u0131n \u00fcst\u00fcne \u00e7\u0131kabiliyor. Bu durumda devreye giren kasko, ana teminatlar\u0131n\u0131n yan\u0131 s\u0131ra, poli\u00e7ede yer alan di\u011fer teminatlar ile birlikte arac\u0131n\u0131z\u0131n hasar\u0131n\u0131 b\u00fcy\u00fck \u00f6l\u00e7\u00fcde kar\u015f\u0131l\u0131yor. Fakat be\u015f g\u00fcn i\u00e7erisinde yetkili sigortan\u0131zla ileti\u015fime ge\u00e7meniz gerekiyor ve eksper durumu inceledikten sonra kasko bedeli<\/strong>nin, arac\u0131n\u0131z\u0131n de\u011ferini kar\u015f\u0131lay\u0131p kar\u015f\u0131lamayaca\u011f\u0131na karar veriyor.<\/p>\n

\"kasko<\/p>\n

2. Full Kasko Nedir?<\/strong><\/p>\n

Sigorta dilinde “geni\u015fletilmi\u015f ara\u00e7 sigortas\u0131” olarak ge\u00e7en full kasko \u00f6zelli\u011fi, ad\u0131ndan da anla\u015f\u0131laca\u011f\u0131 gibi arac\u0131n\u0131z\u0131n ba\u015f\u0131na gelebilecek bir \u00e7ok k\u00f6t\u00fc durumu kaps\u0131yor. \u00c7arpma, yanma ve araban\u0131n \u00e7al\u0131nmas\u0131 gibi farkl\u0131 olaylara kar\u015f\u0131 arac\u0131n\u0131z\u0131 geni\u015fletilmi\u015f sigorta kapsam\u0131nda koruyabilirsiniz. Ayr\u0131ca araca hasar verebilen bu durumlara ek olarak, do\u011fal afetler, patlama ve sald\u0131r\u0131 gibi durumlar\u0131 da bu sigorta kapsam\u0131na ald\u0131rabilirsiniz.<\/p>\n

Ayr\u0131ca sigorta poli\u00e7eniz meydana gelebilecek herhangi bir kaza sonucu da size destek oluyor. Bu kaza sonucu olu\u015fabilecek tedavi masraflar\u0131n\u0131z\u0131 kar\u015f\u0131l\u0131yor. Bunun yan\u0131 s\u0131ra, 16 – 65 ya\u015f aral\u0131\u011f\u0131nda oldu\u011funuz s\u00fcrece sakatl\u0131k, \u00f6l\u00fcm ve i\u015f g\u00f6rememe durumlar\u0131na kar\u015f\u0131 sizi teminat alt\u0131na al\u0131yor.<\/p>\n

\"arac-cekme<\/p>\n

3. Ara\u00e7 \u00c7ekildi\u011finde Ne Olur?<\/strong><\/p>\n

E\u011fer arac\u0131n\u0131z\u0131 yanl\u0131\u015f yere park ettiyseniz ve arac\u0131n\u0131z \u00e7ekilirken hasara u\u011frad\u0131ysa endi\u015felenmenize gerek yok. \u00c7\u00fcnk\u00fc her derde deva ara\u00e7 sigortas\u0131, bu durumda da araba sahiplerinin imdad\u0131na yeti\u015fiyor. Sigorta poli\u00e7esinde yer verilen bu durum sayesinde, ara\u00e7 sahipleri sigorta firmalar\u0131 ile g\u00f6r\u00fc\u015ferek duruma el koyabiliyor. E\u011fer b\u00f6yle bir durum ile kar\u015f\u0131la\u015f\u0131rsan\u0131z, hemen durumu foto\u011fraflayarak ve belgeleyerek \u015firketiniz ile g\u00f6r\u00fc\u015f\u00fcn. \u00c7\u00fcnk\u00fc bu durumlar biraz can s\u0131k\u0131c\u0131 olabiliyor.<\/p>\n

4. Ara\u00e7 Sat\u0131ld\u0131\u011f\u0131nda Kaskonun Durumu Ne Olur?<\/strong><\/p>\n

Kasko poli\u00e7esi ki\u015fiye \u00f6zel yap\u0131l\u0131yor ve ara\u00e7 sat\u0131ld\u0131\u011f\u0131nda, arac\u0131n yeni sahibinin sigorta i\u00e7in yeniden kasko teklifi <\/strong>almas\u0131 gerekiyor. Bu \u00f6zel durum ise sadece sigorta \u015firketi ile ara\u00e7 sahipleri aras\u0131nda payla\u015f\u0131l\u0131yor. E\u011fer arac\u0131n\u0131z\u0131 satan tarafsan\u0131z, \u00f6nceden yapt\u0131rd\u0131\u011f\u0131n\u0131z kasko konusunda endi\u015felenmenize gerek yok. \u00c7\u00fcnk\u00fc sigorta \u015firketiniz ile yapt\u0131\u011f\u0131n\u0131z s\u00f6zle\u015fme gere\u011fi, s\u00f6zle\u015fme g\u00fcn\u00fcn\u00fcz bitmeden bu i\u015flemi yapmak istiyorsan\u0131z, kasko poli\u00e7esi iptal edilir. Geriye kalan g\u00fcnlerin bedeli ise size geri \u00f6denir. Yani bu durumda herhangi bir maddi kay\u0131p meydana gelmedi\u011fi gibi iade \u00fccreti alarak i\u015flemlerinizi sorunsuz halledebilirsiniz. E\u011fer \u00f6nceden kasko i\u015flemi yap\u0131lm\u0131\u015f ikinci el ara\u00e7 sat\u0131n alacaksan\u0131z da, arac\u0131n ya\u015f\u0131 ve hasar durumu ile ba\u011fda\u015fan bir ara\u00e7 sigortas\u0131 yapt\u0131rabilirsiniz.<\/p>\n

\"arac-sigortasi-619x515<\/p>\n

5. Tazminat Nas\u0131l Ger\u00e7ekle\u015fiyor?<\/strong><\/p>\n

E\u011fer ara\u00e7ta onar\u0131m gerekiyorsa, bu durum poli\u00e7ede yer alan kurallara g\u00f6re i\u015fliyor. E\u011fer onar\u0131m i\u015flemi sigortal\u0131 taraf\u0131ndan belirlenecek bir servis noktas\u0131nda yap\u0131lacak ise tamir i\u015flemi bu kanaldan devam ediyor. Di\u011fer bir durum ise hasar\u0131n \u015firket\u00e7e belirlenecek serviste yap\u0131lmas\u0131. T\u00fcm bu i\u015flemlerde kullan\u0131lacak yedek par\u00e7a veya ona e\u015f de\u011fer par\u00e7alar\u0131n hangisini kullan\u0131laca\u011f\u0131 yine poli\u00e7ede yer al\u0131yor. Poli\u00e7eyi inceleyerek kasko bedeli<\/strong> \u00fczerinden hesaplanan \u00fccretleri g\u00f6rebilirsiniz.<\/p>\n

Anla\u015fmal\u0131 ve anla\u015fmas\u0131z servisler aras\u0131nda bir\u00e7ok fark yer al\u0131yor. Anla\u015fmal\u0131 servisler i\u015flemlerinizde \u00fccretsiz se\u00e7enekler sunuyor. Anla\u015fmas\u0131z serviste ise maalesef masraflar sigortal\u0131ya kal\u0131yor. Sadece bu durum bile anla\u015fmal\u0131 servisleri \u00f6ne \u00e7\u0131karmaya yetiyor. Anla\u015fmal\u0131 servisler, eksper \u00e7a\u011f\u0131rmadan tutun, dosyan\u0131z ile ilgili takibe kadar b\u00fct\u00fcn i\u015flemleri sizin ad\u0131n\u0131za ger\u00e7ekle\u015ftiriyor. Geriye ise tamir sonras\u0131 kullan\u0131c\u0131 formuna imza atmak kal\u0131yor.<\/p>\n

E\u011fer siz de kaskonun size ve arac\u0131n\u0131za sa\u011flad\u0131\u011f\u0131 avantajlardan yararlanmak istiyorsan\u0131z https:\/\/www.unicosigorta.com.tr\/kasko<\/a> adresinden size \u00f6zel kasko teklifi<\/strong> al<\/strong><\/a>abilir ve burada yer alan kasko fiyatlar\u0131<\/strong> aras\u0131ndan b\u00fct\u00e7enize g\u00f6re se\u00e7im yapabilirsiniz.<\/p>\n

\"IB_API_P_1991214<\/p>\n","protected":false},"excerpt":{"rendered":"

Kasko sigortas\u0131yla alakal\u0131 herkesin akl\u0131nda sorular var. E\u011fer sizin de ara\u00e7 sigortan\u0131z ile alakal\u0131 bilmek istedikleriniz varsa bu bilgiler akl\u0131n\u0131zdaki t\u00fcm soru i\u015faretlerini silebilir.<\/p>\n","protected":false},"author":4,"featured_media":258,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"amp_status":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[7],"tags":[4,11],"class_list":["post-118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arac-surus","tag-kasko","tag-unikasko"],"acf":[],"yoast_head":"\nKasko Sigortas\u0131yla \u0130lgili En \u00c7ok Sorulan 5 Soru -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.unicosigorta.com.tr\/blog\/kasko-sigortasiyla-ilgili-en-cok-sorulan-5-soru\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kasko Sigortas\u0131yla \u0130lgili En \u00c7ok Sorulan 5 Soru -\" \/>\n<meta property=\"og:description\" content=\"Kasko sigortas\u0131yla alakal\u0131 herkesin akl\u0131nda sorular var. 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