{"id":312,"date":"2018-02-12T17:24:06","date_gmt":"2018-02-12T14:24:06","guid":{"rendered":"https:\/\/www.unicosigorta.com.tr\/blog\/?p=312"},"modified":"2018-02-12T17:24:06","modified_gmt":"2018-02-12T14:24:06","slug":"yeni-arac-sahibi-olacak-suruculeri-bekleyen-masraflar","status":"publish","type":"post","link":"https:\/\/www.unicosigorta.com.tr\/blog\/yeni-arac-sahibi-olacak-suruculeri-bekleyen-masraflar\/","title":{"rendered":"Yeni ara\u00e7 sahibi olacak s\u00fcr\u00fcc\u00fcleri bekleyen masraflar"},"content":{"rendered":"

Yeni ara\u00e7 sat\u0131n ald\u0131\u011f\u0131n\u0131zda arac\u0131n\u0131z\u0131n masraflar\u0131n\u0131 \u00f6nceden belirlemek b\u00fct\u00e7enizin dengelenmesi a\u00e7\u0131s\u0131ndan b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r. Otomobiliniz i\u00e7in gereken masraflar\u0131 bilmek ve \u00f6nceden tespitini yapmak ve ona g\u00f6re b\u00fct\u00e7e ay\u0131rmak harcamalar\u0131n\u0131z\u0131 kolayla\u015ft\u0131r\u0131r. Arac\u0131n\u0131z\u0131n ayl\u0131k ya da y\u0131ll\u0131k masraflar\u0131n\u0131n baz\u0131lar\u0131 sabit giderlerdir. \u00d6rne\u011fin; ara\u00e7 muayenesi, kasko, trafik sigortas\u0131 arac\u0131n\u0131z i\u00e7in mutlaka yap\u0131lmas\u0131 gereken \u00f6demelerin ba\u015f\u0131nda yer al\u0131r. Arac\u0131n\u0131z\u0131n y\u0131ll\u0131k ya da ayl\u0131k masraflar\u0131n\u0131 \u00f6nceden hesaplad\u0131\u011f\u0131n\u0131zda harcamalar\u0131n\u0131z\u0131n kontrol\u00fcn\u00fc sa\u011flamak daha da kolayla\u015f\u0131r.<\/p>\n

\"1<\/p>\n

Otomobilinizi Kredi Harcamalar\u0131<\/strong><\/p>\n

Arac\u0131n\u0131z\u0131 kredi \u00e7ekerek ald\u0131ysan\u0131z otomobil giderleri listesinin ba\u015f\u0131na kredi \u00f6demenizi yerle\u015ftirebilirsiniz. Kredi \u00f6demesi her ay d\u00fczenli yap\u0131lmas\u0131 gereken \u00f6zel bir giderdir.<\/p>\n

Otopark \u00dccreti<\/strong><\/p>\n

Arac\u0131n\u0131z i\u00e7in \u00f6zel bir otopark kiralayarak g\u00fcvenli\u011fini sa\u011fl\u0131yorsan\u0131z gider listene ayl\u0131k otopark \u00fccretini de eklemelisiniz.<\/p>\n

Bak\u0131m ve Temizlik Masraflar\u0131<\/strong><\/p>\n

Arac\u0131n\u0131z\u0131n d\u00fczenli olarak bak\u0131m\u0131n\u0131n yap\u0131lmas\u0131 g\u00fcvenli bir s\u00fcr\u00fc\u015f i\u00e7in en \u00f6nemli noktalardan biridir. Trafi\u011fe \u00e7\u0131k\u0131lmadan \u00f6nce arac\u0131n\u0131z\u0131n cam temizli\u011finin yap\u0131lmas\u0131, cam suyunun kontrol edilmesi s\u00fcr\u00fcc\u00fcn\u00fcn g\u00f6r\u00fc\u015f\u00fcn\u00fc etkiler. Aynalardaki tozun ve plakadaki tozun silinmesi g\u00fcnl\u00fck olarak arac\u0131n bak\u0131m\u0131n\u0131n yap\u0131lmas\u0131 gerekir. Arac\u0131n\u0131z\u0131n k\u0131\u015f ve yaz bak\u0131mlar\u0131n\u0131 da d\u00fczenli olarak yapmal\u0131s\u0131n\u0131z. Mevsime uygun k\u0131\u015f lastikleri ya da yaz lastiklerini de\u011fi\u015ftirmeli, g\u00fcnl\u00fck olarak lastik kontrol\u00fc yapmay\u0131 unutmamal\u0131s\u0131n\u0131z. Ara\u00e7 bak\u0131m\u0131 hem arac\u0131n\u0131z\u0131n \u00f6mr\u00fcn\u00fcn uzamas\u0131na hem de sizin daha g\u00fcvenli ve konforlu yolculuklar yapman\u0131za imk\u00e2n verir.<\/p>\n

\"IB_API_P_1890494-750x390<\/p>\n

Akaryak\u0131t Masraf\u0131<\/strong><\/p>\n

Otomobilinizin kilometre ba\u015f\u0131na yakt\u0131\u011f\u0131 akaryak\u0131t\u0131 hesaplayarak g\u00fcnl\u00fck rutin giderini hesaplamak ayl\u0131k akaryak\u0131t masraf\u0131n\u0131z\u0131 belirler. \u015eehir i\u00e7inde yap\u0131lan ayl\u0131k akaryak\u0131t harcamalar\u0131na \u015fehir d\u0131\u015f\u0131na olas\u0131 seyahatleri de ekleyerek g\u00f6z karar\u0131 olarak y\u0131ll\u0131k akaryak\u0131t giderinizi hesaplayabilirsiniz. Akaryak\u0131t masraf\u0131 i\u00e7in yap\u0131lan harcamalar\u0131n kontrol\u00fcn\u00fc \u00f6nceden ayarlamak b\u00fct\u00e7enizi rahatlat\u0131r.<\/p>\n

Ara\u00e7 Muayenesi<\/strong><\/p>\n

2918 say\u0131l\u0131 Karayollar\u0131 Trafik Kanunu\u2019nun 34. Maddesi\u2019ne g\u00f6re motorlu ve motorsuz ta\u015f\u0131tlar\u0131n trafi\u011fe \u00e7\u0131kmak i\u00e7in yeterli teknik donan\u0131ma sahip olup olmad\u0131\u011f\u0131n\u0131n tespiti i\u00e7in yap\u0131lan ara\u00e7 muayenesi zorunlu bir i\u015flemdir. Ara\u00e7 muayene i\u015flemleri T\u00dcVT\u00dcRK istasyonlar\u0131 taraf\u0131ndan randevu al\u0131narak yapt\u0131r\u0131l\u0131r. Egzoz gaz\u0131 \u00f6l\u00e7\u00fcm\u00fcn\u00fcn yap\u0131ld\u0131\u011f\u0131 ara\u00e7 muayenesinde arac\u0131n\u0131z\u0131n i\u00e7 ekipmanlar\u0131 da kontrol edilir. Otomobilinizde; ilk yard\u0131m \u00e7antas\u0131, yang\u0131n s\u00f6nd\u00fcrme cihaz\u0131, \u00fc\u00e7gen reflekt\u00f6r ve stepne bulundurman\u0131z ara\u00e7 muayenesinde \u00f6nemli unsurlard\u0131r. Ara\u00e7 muayenesinde \u00f6nemli bir di\u011fer nokta da arac\u0131n\u0131zda zorunlu trafik sigortas\u0131 poli\u00e7esinin de bulunma zorunlulu\u011fudur.<\/p>\n

\"IB_API_P_1249610-1-750x498<\/p>\n

Motorlu Ta\u015f\u0131t Vergisi<\/strong><\/p>\n

Otomobil sahipleri her y\u0131l zorunlu olarak MTV ( Motorlu ta\u015f\u0131t Vergisi) \u00f6der. Her y\u0131l 1 Ocak ve 31 Ocak tarihleri ile 1 Temmuz- 31 Temmuz tarihleri aras\u0131nda iki e\u015fit taksit \u015feklinde \u00f6denen MTV t\u00fcm ara\u00e7 sahipleri i\u00e7in ge\u00e7erlidir. MTV \u00f6deme miktar\u0131 otomobilinizin \u00f6zelliklerine g\u00f6re her y\u0131l farkl\u0131 tarifeler \u015feklinde hesaplan\u0131r. MTV hesaplama arac\u0131n silindir hacmi ve \u00fcretim y\u0131l\u0131na g\u00f6re fiyat farkl\u0131l\u0131\u011f\u0131 g\u00f6sterir. \u00d6nceden MTV \u00f6demenizi hesaplamak b\u00fct\u00e7enizin kontrol\u00fc a\u00e7\u0131s\u0131ndan \u00f6nemlidir.<\/p>\n

Zorunlu Trafik Sigortas\u0131<\/strong><\/p>\n

T\u00fcm otomobil kullan\u0131c\u0131lar\u0131 taraf\u0131ndan zorunlu hale getirilen trafik sigortas\u0131, trafik kazalar\u0131nda kusurlu s\u00fcr\u00fcc\u00fcn\u00fcn di\u011fer arac\u0131n t\u00fcm zararlar\u0131n\u0131 ve di\u011fer ara\u00e7ta olu\u015fan beden hasarlar\u0131 i\u00e7in hastane masraflar\u0131n\u0131n kar\u015f\u0131lanmas\u0131n\u0131 i\u00e7eren bir sigorta t\u00fcr\u00fcd\u00fcr. Zorunlu trafik sigortas\u0131 yapt\u0131rmayan ve kusurlu olan s\u00fcr\u00fcc\u00fcler b\u00f6yle bir kaza durumunda t\u00fcm masraflar\u0131 kendisi kar\u015f\u0131lamak zorunda kal\u0131r.<\/p>\n

\u00d6TV \u00d6demesi<\/strong><\/p>\n

\u00d6TV yani \u00d6zel t\u00fcketim Vergisi, insan hayat\u0131n\u0131n s\u00fcrd\u00fcr\u00fclebilmesi i\u00e7in gerekli olan temel ihtiya\u00e7lar\u0131n d\u0131\u015f\u0131nda kalan ve l\u00fcks t\u00fcketime giren, \u00e7evre kirlili\u011fine sebep olan ve insan sa\u011fl\u0131\u011f\u0131n\u0131 etkileyen \u00fcr\u00fcnler i\u00e7in uygulanan bir vergi t\u00fcr\u00fcd\u00fcr. \u00d6TV i\u00e7erisine otomobiller de girmektedir. Her araba modeline ve \u00f6zelli\u011fine g\u00f6re de\u011fi\u015fen \u00d6TV \u00f6demesini de otomobilinizin masraf listesine ekleyebilirsiniz.<\/p>\n

Kasko Sigortas\u0131<\/strong><\/p>\n

Arac\u0131n\u0131z\u0131n \u00e7al\u0131nmas\u0131, yanmas\u0131, \u00e7al\u0131nmaya te\u015febb\u00fcs edilmesi gibi bir duruma maruz kalmas\u0131 ya da kaza sonucu olu\u015fan hasarlar\u0131n g\u00fcvence alt\u0131na al\u0131nmas\u0131 i\u00e7in yap\u0131lan bir sigorta t\u00fcr\u00fc olan kasko<\/a>, olas\u0131 tehlikelerden sizi ve arac\u0131n\u0131z\u0131 korur. Kasko primleri, arac\u0131n y\u0131l\u0131na, modeline g\u00f6re hesaplan\u0131r. Ki\u015fiselle\u015ftirilebilir bir sigorta t\u00fcr\u00fc olan kasko ile araca ek teminatlar uygulanabildi\u011fi gibi ihtiya\u00e7 d\u0131\u015f\u0131 teminatlar sigortadan \u00e7\u0131kart\u0131labilir ve ki\u015fi b\u00fct\u00e7esine uygun bir hale getirilebilir.<\/p>\n

Yeni arac\u0131n\u0131z\u0131n masraflar\u0131 aras\u0131nda hayati \u00f6nem ta\u015f\u0131yan ve daha g\u00fcvenli s\u00fcr\u00fc\u015f imkan\u0131 ta\u015f\u0131yan sigorta i\u015flemlerini Unico Sigorta arac\u0131l\u0131\u011f\u0131yla ger\u00e7ekle\u015ftirebilirsiniz. Sigorta i\u015flemleriniz UniKasko<\/a> ile ayda 9 TL’dir ve kredi kart\u0131n\u0131z\u0131 bloke etmeden yap\u0131l\u0131r. Kasko Unico\u2019da bir masraf de\u011fildir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Yeni ara\u00e7 sat\u0131n ald\u0131\u011f\u0131n\u0131zda arac\u0131n\u0131z\u0131n masraflar\u0131n\u0131 \u00f6nceden belirlemek b\u00fct\u00e7enizin dengelenmesi a\u00e7\u0131s\u0131ndan b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r. Otomobiliniz i\u00e7in gereken masraflar\u0131 bilmek ve \u00f6nceden tespitini yapmak ve ona g\u00f6re b\u00fct\u00e7e ay\u0131rmak harcamalar\u0131n\u0131z\u0131 kolayla\u015ft\u0131r\u0131r. Arac\u0131n\u0131z\u0131n ayl\u0131k ya da y\u0131ll\u0131k masraflar\u0131n\u0131n baz\u0131lar\u0131 sabit giderlerdir. \u00d6rne\u011fin; ara\u00e7 muayenesi, kasko, trafik sigortas\u0131 arac\u0131n\u0131z i\u00e7in mutlaka yap\u0131lmas\u0131 gereken \u00f6demelerin ba\u015f\u0131nda yer al\u0131r. Arac\u0131n\u0131z\u0131n […]<\/p>\n","protected":false},"author":4,"featured_media":314,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"amp_status":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[7],"tags":[4,11],"class_list":["post-312","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arac-surus","tag-kasko","tag-unikasko"],"acf":[],"yoast_head":"\nYeni ara\u00e7 sahibi olacak s\u00fcr\u00fcc\u00fcleri bekleyen masraflar -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.unicosigorta.com.tr\/blog\/yeni-arac-sahibi-olacak-suruculeri-bekleyen-masraflar\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Yeni ara\u00e7 sahibi olacak s\u00fcr\u00fcc\u00fcleri bekleyen masraflar -\" \/>\n<meta property=\"og:description\" content=\"Yeni ara\u00e7 sat\u0131n ald\u0131\u011f\u0131n\u0131zda arac\u0131n\u0131z\u0131n masraflar\u0131n\u0131 \u00f6nceden belirlemek b\u00fct\u00e7enizin dengelenmesi a\u00e7\u0131s\u0131ndan b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r. Otomobiliniz i\u00e7in gereken masraflar\u0131 bilmek ve \u00f6nceden tespitini yapmak ve ona g\u00f6re b\u00fct\u00e7e ay\u0131rmak harcamalar\u0131n\u0131z\u0131 kolayla\u015ft\u0131r\u0131r. Arac\u0131n\u0131z\u0131n ayl\u0131k ya da y\u0131ll\u0131k masraflar\u0131n\u0131n baz\u0131lar\u0131 sabit giderlerdir. \u00d6rne\u011fin; ara\u00e7 muayenesi, kasko, trafik sigortas\u0131 arac\u0131n\u0131z i\u00e7in mutlaka yap\u0131lmas\u0131 gereken \u00f6demelerin ba\u015f\u0131nda yer al\u0131r. 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