Yesterday we were Aviva Sigorta,
today Unico Sigorta.

We are continuing our journey as Unico Sigorta with our strong agency network and our experience from past to present in order to supply innovative products and service for our customers.

About Us

One of the deep rooted actors of the Turkish insurance sector since 1988, Aviva Sigorta A.Ş., is continuing its businesses as United Insurance Company – Unico Sigorta A.Ş as of September 2015. The partners of Unico Sigorta A.Ş. include giant financial institutions of Europe such as EMF, the strong capital management company of Britain, the Netherlands Development Bank (FMO) and the German Development Bank (DEG), and it aims to pioneer customer satisfaction and innovation in the insurance sector with its deep rooted past.


About Our Investors

EMF Capital Partners 

EMF Capital Partners, based in London, is an enterprise capital management company focused on insurance services in emerging markets. The EMF New European Insurance Fund, managed by EMF Capital Partners, has been established to make investment in the insurance sector in Eastern European countries. 

The EMF Capital Limited, a subsidiary of EMF, is a company authorized by the Financial Conduct Authority (FCA) and subject to financial authority regulations.

For more information: emfcp.com


DEG -   German Development Bank (Deutsche Investitions- und Entwicklungsgesellschaft )

DEG, subsidiary of the German Development Bank (KfW), one of the most rooted development institutions of Europe, has been making ivestment in finance and structuring for private companies in emerging markets since 1962.  

Having a current portfolio of a total of 6.8 billion Euros in manufacture, infrastructure and financial services sector, DEG has been active in our country since 1967. 

For more information: www.deginvest.de


FMO – Netherlands Development Bank  (Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V. ) 

With a past of more than 45 years, the FMO has focused on investment in the sustainable development of private sectors of emerging markets. 

FMO is the largest development bank of Europe, with an investment portfolio of 8 billion Euros and focusing on sectors with high development effect, making investment in financial institutions, energy and agriculturiial businesses. 

For more information: www.fmo.nl


Our History

1988 Commercial Union Sigorta A.Ş. was founded in Turkey.

It produced its first insurance policy in elementary branch in cooperation with Finansbank.

1995 Commercial Union Sigorta A.Ş. was opened to the public.

2004 Commercial Union Sigorta A.Ş. changed its commercial title as Aviva Sigorta A.Ş. Aviva Sigorta A.Ş. was entitled to receive the ISO 9001 Quality Certificate due to its successful activities.

2008 Aviva Sigorta A.Ş. received the award for the most innovative insurance company.

2014 98.66% of the capital shares of Aviva Sigorta A.Ş.  was taken over by Kibele B.V. from the Netherlands on December 18, 2014.

2015 Aviva Sigorta A.Ş. continues on its path as United Insurance Company – Unico Sigorta A.Ş.



Fields of Business



Unico Sigorta operates in the non-life insurance group. It shall expand its product range in the coming period in the non-life insurance group with new insurance solutions. 

The current product range is as follows:

  • Property Insurance
  • Compulsory Earthquake Insurance
  • Legal Protection Insurance
  • Health Insurances 
  • Motor Insurances
  • Non-Motor Accident Insurances
  • Liability Insurances
  • Engineering Insurances
  • Marine Insurance
  • Agricultural Insurances